Illinois Rideshare Insurance for Uber and Lyft Drivers

If you drive for Uber or Lyft in Illinois, having the right insurance is essential. Illinois has specific rideshare insurance rules, and coverage can change depending on whether you are offline, waiting for a ride request, or actively transporting a passenger.

This hub page connects all of our Illinois rideshare insurance guides in one place. Use the links below to understand insurance requirements, Uber and Lyft coverage, typical costs, and the best insurance options for Illinois drivers.


Illinois Rideshare Insurance Guides

Some Illinois drivers also ask whether they can drive for Uber or Lyft without a commercial auto insurance policy. We cover that topic here:

Rideshare insurance in Illinois without commercial coverage


How Rideshare Insurance Works in Illinois

Rideshare insurance in Illinois is designed to bridge the gap between your personal auto insurance policy and the insurance provided by Uber or Lyft. Coverage depends on your status in the rideshare app and whether your personal insurer allows rideshare driving.

Each guide above focuses on a specific part of Illinois rideshare insurance so you can quickly find the information that applies to your situation.

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